[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.delmont.cz\/jak-preckat-dobu-nedostatku\/#Article","mainEntityOfPage":"https:\/\/www.delmont.cz\/jak-preckat-dobu-nedostatku\/","headline":"Jak p\u0159e\u010dkat dobu nedostatku?","name":"Jak p\u0159e\u010dkat dobu nedostatku?","description":"Jednou maj\u00ed podnikatel\u00e9 p\u0159\u00edmo z\u00e1vid\u011bn\u00edhodn\u00e9 p\u0159\u00edjmy, jednou ale tak\u00e9 ne. A tak se to u nich \u010dasto st\u0159\u00edd\u00e1. A co to znamen\u00e1? P\u0159ece to, \u017ee se v dobr\u00fdch \u010dasech vypl\u00e1c\u00ed podnik\u00e1n\u00ed v\u011bnovat, zat\u00edmco v dob\u00e1ch nedostatku to vypad\u00e1, \u017ee by bylo nejlep\u0161\u00ed s t\u00edm pra\u0161tit a j\u00edt d\u011blat n\u011bco jin\u00e9ho. Jen\u017ee kdyby se \u010dlov\u011bk sebral…","datePublished":"2025-04-08","dateModified":"2025-04-08","author":{"@type":"Person","@id":"https:\/\/www.delmont.cz\/author\/#Person","name":"delmont.cz\n","url":"https:\/\/www.delmont.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7c144e1de0ecc43e7a8353c804f0c7ea63c9554336576e7048c4bdeaa59bbbbb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7c144e1de0ecc43e7a8353c804f0c7ea63c9554336576e7048c4bdeaa59bbbbb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"delmont.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.delmont.cz\/wp-content\/uploads\/pppppppppppppppp_10_10_10_3.jpg","url":"https:\/\/www.delmont.cz\/wp-content\/uploads\/pppppppppppppppp_10_10_10_3.jpg","height":0,"width":0},"url":"https:\/\/www.delmont.cz\/jak-preckat-dobu-nedostatku\/","about":["Ekonomika"],"wordCount":444,"articleBody":"      Jednou maj\u00ed podnikatel\u00e9 p\u0159\u00edmo z\u00e1vid\u011bn\u00edhodn\u00e9 p\u0159\u00edjmy, jednou ale tak\u00e9 ne. A tak se to u nich \u010dasto st\u0159\u00edd\u00e1. A co to znamen\u00e1? P\u0159ece to, \u017ee se v dobr\u00fdch \u010dasech vypl\u00e1c\u00ed podnik\u00e1n\u00ed v\u011bnovat, zat\u00edmco v dob\u00e1ch nedostatku to vypad\u00e1, \u017ee by bylo nejlep\u0161\u00ed s t\u00edm pra\u0161tit a j\u00edt d\u011blat n\u011bco jin\u00e9ho. Jen\u017ee kdyby se \u010dlov\u011bk sebral a \u0161el d\u011blat n\u011bco jin\u00e9ho, u\u017e by se z\u00e1konit\u011b nedo\u010dkal t\u011bch dobr\u00fdch \u010das\u016f, kdy je radost podnikat. A tak podnikatel\u00e9 v dobr\u00fdch \u010dasech nenech\u00e1vaj\u00ed nic n\u00e1hod\u011b a \u0161et\u0159\u00ed si n\u011bjak\u00e9 ty pen\u00edze na jindy, kdy u\u017e to tak dobr\u00e9 b\u00fdt nemus\u00ed. A d\u00edky takov\u00fdm finan\u010dn\u00edm rezerv\u00e1m to pak zvl\u00e1daj\u00ed. Ale n\u011bkdy nejsou zm\u00edn\u011bn\u00e9 finan\u010dn\u00ed rezervy dostate\u010dn\u00e9. Objev\u00ed se probl\u00e9my, kter\u00e9 se u\u017e nedaj\u00ed zvl\u00e1dnout, a pak je opravdu zle. Ale znamen\u00e1 to v takov\u00fdch p\u0159\u00edpadech v\u00e1\u017en\u011b nevyhnuteln\u00fd konec? N\u011bkdy ano. Ov\u0161em n\u011bkdy tak\u00e9 ne. I kdy\u017e podnikatel\u00e9 nemaj\u00ed t\u0159eba u\u017e ani korunu, kterou by do sv\u00e9ho podnik\u00e1n\u00ed investovali, a tud\u00ed\u017e hroz\u00ed krach, m\u016f\u017ee se to je\u0161t\u011b zvl\u00e1dnout. Pokud dostanou dost v\u00fdhodnou p\u016fj\u010dku, kter\u00e1 se d\u00e1 do firmy investovat a pom\u016f\u017ee odstartovat zm\u011bny k lep\u0161\u00edmu. Jen\u017ee je t\u0159eba v\u011bd\u011bt nejen to, \u017ee lze vy\u017e\u00edvat p\u016fj\u010dky, ale i to, kde se takov\u00e9 pot\u0159ebn\u00e9 p\u016fj\u010dky se\u017eenou. Proto\u017ee si nikdo nesm\u00ed myslet, \u017ee sta\u010d\u00ed p\u0159e\u010d\u00edst si n\u011bkde jeden jedin\u00fd inzer\u00e1t a zde nab\u00edzen\u00e1 p\u016fj\u010dka je s\u00e1zkou na jistotu. Mnoho p\u016fj\u010dek se toti\u017e podnikatel\u016fm v t\u00ed\u017eiv\u00e9 situaci neposkytuje. Ka\u017ed\u00e1 p\u016fj\u010dka vy\u017eaduje n\u011bjak\u00e9 z\u00e1ruky spl\u00e1cen\u00ed, a aby podnikatel usp\u011bl, mus\u00ed b\u00fdt schopen z\u00e1ruky d\u00e1t. A kdy\u017e doty\u010dn\u00fd nem\u016f\u017ee nab\u00eddnout ani vysok\u00e9 p\u0159\u00edjmy, kter\u00e9 by dokazovaly jeho schopnost spl\u00e1cet? Nebo kdy\u017e m\u00e1 z\u00e1znam v registrech dlu\u017en\u00edk\u016f, kv\u016fli kter\u00e9mu mu banka odm\u00edtne vyhov\u011bt? Pak p\u0159ijde vhod nebankovn\u00ed hypot\u00e9ka. Proto\u017ee je to pr\u00e1v\u011b podnikatelsk\u00e1 hypot\u00e9ka FAHD, u kter\u00e9 se v\u017edycky v\u00ed, zda a za jak\u00fdch podm\u00ednek se d\u00e1 z\u00edskat. A tak se podnikatel\u00e9 nemus\u00ed na rozd\u00edl od posuzov\u00e1n\u00ed v bank\u00e1ch b\u00e1t, jak to s jejich \u017e\u00e1dost\u00ed dopadne. Dopadne to dob\u0159e.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak p\u0159e\u010dkat dobu nedostatku?","item":"https:\/\/www.delmont.cz\/jak-preckat-dobu-nedostatku\/#breadcrumbitem"}]}]