[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.delmont.cz\/spolecnost-zamerena-na-konzum\/#Article","mainEntityOfPage":"https:\/\/www.delmont.cz\/spolecnost-zamerena-na-konzum\/","headline":"Spole\u010dnost zam\u011b\u0159en\u00e1 na konzum","name":"Spole\u010dnost zam\u011b\u0159en\u00e1 na konzum","description":"Sou\u010dasn\u00e1 doba je a\u017e p\u0159\u00edli\u0161 zam\u011b\u0159en\u00e1 na konzum. D\u0159\u00edve lid\u00e9 dok\u00e1zali \u0161et\u0159it dlouhou dobu, aby si po\u0159\u00eddili n\u011bco hodnotn\u00e9ho. V sou\u010dasn\u00e9 dob\u011b ov\u0161em lid\u00e9 tou\u017e\u00ed m\u00edt hned a bez \u010dek\u00e1n\u00ed v\u011bci, kter\u00e9 nemaj\u00ed \u017e\u00e1dnou hodnotu i kdy\u017e z finan\u010dn\u00edho hlediska jsou t\u0159eba drah\u00e9, nicm\u00e9n\u011b jejich \u017eivotnost je kr\u00e1tk\u00e1. D\u0159\u00edve si lid\u00e9 v\u011bc\u00ed v\u00e1\u017eili, slou\u017eili jim…","datePublished":"2025-03-04","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.delmont.cz\/author\/#Person","name":"delmont.cz\n","url":"https:\/\/www.delmont.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7c144e1de0ecc43e7a8353c804f0c7ea63c9554336576e7048c4bdeaa59bbbbb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7c144e1de0ecc43e7a8353c804f0c7ea63c9554336576e7048c4bdeaa59bbbbb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"delmont.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.delmont.cz\/wp-content\/uploads\/img_a303862_w2069_t1514647967.jpg","url":"https:\/\/www.delmont.cz\/wp-content\/uploads\/img_a303862_w2069_t1514647967.jpg","height":0,"width":0},"url":"https:\/\/www.delmont.cz\/spolecnost-zamerena-na-konzum\/","about":["Ekonomika"],"wordCount":392,"articleBody":" Sou\u010dasn\u00e1 doba je a\u017e p\u0159\u00edli\u0161 zam\u011b\u0159en\u00e1 na konzum. D\u0159\u00edve lid\u00e9 dok\u00e1zali \u0161et\u0159it dlouhou dobu, aby si po\u0159\u00eddili n\u011bco hodnotn\u00e9ho. V sou\u010dasn\u00e9 dob\u011b ov\u0161em lid\u00e9 tou\u017e\u00ed m\u00edt hned a bez \u010dek\u00e1n\u00ed v\u011bci, kter\u00e9 nemaj\u00ed \u017e\u00e1dnou hodnotu i kdy\u017e z finan\u010dn\u00edho hlediska jsou t\u0159eba drah\u00e9, nicm\u00e9n\u011b jejich \u017eivotnost je kr\u00e1tk\u00e1. D\u0159\u00edve si lid\u00e9 v\u011bc\u00ed v\u00e1\u017eili, slou\u017eili jim dlouh\u00e1 l\u00e9ta. Na hodnotn\u00e9 v\u011bci lid\u00e9 \u010dasto nemysl\u00ed. Lp\u00ed na bezv\u00fdznamn\u00fdch v\u011bcech a \u010dasto nemaj\u00ed pot\u0159ebu se osamostatnit. Mlad\u00ed lid\u00e9 \u017eij\u00ed i po t\u0159iceti letech s rodi\u010di, ale mus\u00ed m\u00edt nejnov\u011bj\u0161\u00ed typ chytr\u00e9ho telefonu.  A kdy\u017e si kone\u010dn\u011b po\u0159\u00edd\u00ed vysn\u011bn\u00e9 bydlen\u00ed, \u010dasto sv\u016fj rozpo\u010det zat\u00ed\u017e\u00ed p\u0159ehnan\u00fdmi po\u017eadavky. Dovolen\u00e1 v atraktivn\u00ed destinaci, ly\u017eov\u00e1n\u00ed jedin\u011b v Alp\u00e1ch, pro d\u011bti jen zna\u010dkov\u00e9 oble\u010den\u00ed. D\u011bti samy se st\u00e1vaj\u00ed zh\u00fd\u010dkan\u00e9, proto\u017ee jsou zahrnuty zbytn\u00fdmi v\u011bcmi. Jenom\u017ee to v\u0161echno n\u011bco stoj\u00ed. Ne ka\u017ed\u00fd si to m\u016f\u017ee dovolit. Jsou lid\u00e9, kte\u0159\u00ed se sna\u017e\u00ed udr\u017eet \u017eivotn\u00ed standard, kter\u00fd maj\u00ed druz\u00ed lid\u00e9, ani\u017e by si to mohli dovolit. Je to rozhodn\u011b velk\u00e1 finan\u010dn\u00ed nezodpov\u011bdnost \u2013 .    Br\u00e1na do sv\u011bta dluh\u016f Je to br\u00e1na do sv\u011bta dluh\u016f. Upadnout do dluhov\u00e9 pasti znamen\u00e1 zkazit si \u017eivot. V lep\u0161\u00edm p\u0159\u00edpad\u011b ji budete \u0159e\u0161it nap\u0159\u00edklad formou osobn\u00edho bankrotu neboli insolvence, v tom hor\u0161\u00edm to pak bude konkurz, situace kdy budete platit sv\u00e9 dluhy do konce \u017eivota. Insolvence \u2013 v sou\u010dasn\u00e9 dob\u011b je na p\u011bt let. Podm\u00ednkou je, \u017ee mus\u00edte splatit alespo\u0148 30% v\u0161ech dluh\u016f. Na \u017eivobyt\u00ed V\u00e1m z\u016fstane existen\u010dn\u00ed minimum. Je to p\u011bt let, kter\u00e9 jsou opravdu velmi kru\u0161n\u00e9 a n\u00e1ro\u010dn\u00e9, ale m\u00e1te nad\u011bji, \u017ee to v\u0161e jednou skon\u010d\u00ed.Konkurz \u2013 kdy\u017e Va\u0161e p\u0159\u00edjmy nesta\u010d\u00ed na to, aby V\u00e1m soud schv\u00e1lil insolvenci, \u0159e\u0161\u00ed se to konkurzem. To znamen\u00e1, \u017ee V\u00e1m bude ponech\u00e1no nezabaviteln\u00e9 minimum a v\u0161echno ostatn\u00ed p\u016fjde na umo\u0159en\u00ed Va\u0161ich dluh\u016f. Velmi \u010dasto je to stav, kter\u00fd trv\u00e1 do konce \u017eivota, proto\u017ee \u00faroky rostou.                                                                                                                                                                                                                                                                                                                                                                                         4.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Spole\u010dnost zam\u011b\u0159en\u00e1 na konzum","item":"https:\/\/www.delmont.cz\/spolecnost-zamerena-na-konzum\/#breadcrumbitem"}]}]